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Peel bananas and cut into 2-3 inch pieces.
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Melt the candy discs per package directions and dip each banana into melted chocolate about halfway up.
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Dip the chocolate end of the bananas into the sprinkles, nuts, coconut or whatever you choose and coat well.
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Let these set up and harden for about 10 minutes.
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Place the whipped topping into a piping bag or plastic bag, and pipe a small dollop onto the top of each banana.
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Place a cherry on top of each banana.
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Ready to serve!