Most people look forward to retirement. However, some people do not plan for it. I, for one, was one of the latter, which is why I decided to partner with VSP Individual Vision Plans to bring you our story. When we decided to retire and RV full time, I have to say it was a spur-of-the- moment kind of thing. We sold everything (well almost everything, we still have a storage unit with items I couldn’t part with) within a month, bought an RV and hit the road.
When we decided to live out our retirement in an RV, most people said we were crazy, especially our kids, but we felt we knew what we were doing. Since we have family all over the US, it made sense to us. We have family in New York, my kids and grandkids are in Kansas, my husband’s son is in California, and we also have family in Florida.
We have seen too many people who didn’t get the option to retire and we still wanted to see and do so much. Spending time with family is #1 on our list because after everything is said and done, family means the most. And because I never know where we might end up, it’s good to know that there is possibly someone nearby just in case.
Now, because we are on a fixed income, we had to think about being frugal with our money.
Unfortunately medical care is so costly and that is one of our biggest concerns. What will we do for thing that happen that our insurance does not cover?
Sure, there’s Traditional Medicare but it doesn’t cover vision. One of the things that I was concerned about is making sure I get my eyes checked at least once a year. I am a type 2 diabetic and if it wasn’t for not being able to see the TV one day, I would not have known I even had it.
That’s not something I can skip and really no one should. They say your eyes can tell so much even before your family physician can. Luckily, I had heard about VSP Individual Vision Plans coverage 10 years ago when they became the first nationally available individual plan for vision care.
VSP Individual Plans start as low as $13 per month and provide an average savings of more than $200 per year! And, with one in four Americans being covered by VSP Vision Care, with a 95 percent overall satisfaction rating, they’re a brand I can trust.
When you retire, you don’t want to start having to pay for vision care services out-of-pocket. That’s why it’s so great VSP Individual Vision Plans are available to purchase directly from VSP. Plans cover a comprehensive eye exam, prescription lenses and contacts, a generous allowance for brand name frames, and access to the largest network of independent doctors. And you will likely even be able to keep the doctor you have.
We are so glad we’re covered with a VSP Individual Plan in our retirement, so we have the security of knowing we’ll see clearly into our golden years. VSP has a large coverage area as well which works well with our travel plans.
Things we did before moving into our RV life:
We met with a financial advisor to ensure that the little savings we have will be maximized by investing. He put us on a plan that is not as aggressive as we had in the past to minimize our losses and allow us more freedom. We consolidated many of our accounts into 2 accounts so we had less to manage and can make more off what we do have.
Last Will and Testament
While we had one written years ago – because our life and family has changed so much we wanted to make sure it was updated. Given we are traveling in our retirement we know there is a little more risk in our lives, and we wanted to be sure our family was taken care of!
We had a pretty darn huge yard sale to get rid of all of our “excess”. One thing we are super excited about is the simplicity of the life we are about to embark on. Having less is more in my opinion and we are thrilled about the idea of living a less “I need that” type of life. We got rid of everything we have accumulated over the years and it felt like a weight was lifted off our shoulders.
We made sure our phone service was updated to ensure we could keep in touch with our family at any time. We also added a geo tracker so our kids can keep an eye on us and make sure we are always on the move!
We made sure to put into writing what we would want to happen in the event something bad were to happen. We wanted to make sure no matter where we are – the doctors listen and do as we requested!
These were some of the most important things we addressed, but there was definitely more! This is a big change for us – and are we a little scared? Of course!
But the excitement definitely outweighs the fear!
Have you retired in an interesting way? I would love to hear what others are doing in their retirements!