Why Airline Credit Cards are better for Travel than Generic Rewards Credit Cards
There are a lot of positives and negatives when it comes to using an airline credit card. It is always great to have extra money, but it is easy to get yourself into debt using credit cards. More importantly, many people are figuring out how to earn rewards using their airline credit cards to get cash back on the money that they are already spending.
“For people looking to earn a lot of travel miles, I always recommend an airline credit card from their favorite airline so they can get the most out of the money that they already spend,” says Chris Mettler of CompareCards.com.
The most common way that people see real rewards and value when using airline credit cards is by taking advantage of a travel rewards system. These points systems have allowed many people to travel around the world for free, despite their income or spending habits. However, getting started on the path towards earning more using your credit card is not always easy. If you are just getting started and are wondering if an airline credit card might be right for you, here are some reasons why airline credit cards are better for earning travel rewards than generic rewards credit cards.
You get more rewards
If you are using an airline credit card instead of a generic rewards credit card, you will be able to earn more rewards for travel. Not only will you be earning double rewards when you spend with your airline, but you will also earn more points for travel than you would with a generic credit card from each purchase. The only downside is that you need to use your rewards with the airline that you have the credit card from or its partners.
You get extra perks for the trip
Another positive for using an airline credit card instead of a generic credit card for your travel rewards is that you get extra perks from the airline. Many airlines offer things like free checked bags, first-class upgrades and early boarding for those who have their airline credit card. These things may not amount to much in price, but they certainly will make your travel experience a lot more comfortable.
Your fees are lower
Most of the time, when you use an airline credit card instead of a generic credit card, your annual fees will be lower. Because airline credit cards are sponsored by the airline, they can afford to offer their customers more without charging extra fees. You will also usually save on other fees, such as foreign transaction fees, when using an airline credit card.
You can earn rewards faster
Using an airline credit card can help you earn rewards faster than generic credit cards for two reasons. First, you earn more points for every purchase that you can use for travel, and second, you will be using that specific airline more often to gain rewards, so you will earn more rewards than you would using other airlines and an generic credit card. Consider all the options and what you use your credit card for the most, but many people have found that they can afford to travel more often by using an airline credit card rewards system.