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your digital safe deposit box™

What would happen if you passed away or became permanently incapacitated and unable to manage your own affairs.  Not the most pleasant subject to talk about.  But nonetheless something that needs to be talked about.

Who takes care of your household’s bills?  In this house it’s me.  If I were to pass away tomorrow, my husband would be clueless. I pay all the bills online, bank online, and do pretty much everything online.  He wouldn’t have a clue as to what needs to be when and to who.  So that means that none of the bills would get paid until the late notices started coming in or the electric and water got shut of.  That would not be good.

That is where LifeTime Vault comes in.  With Lifetime Vault, you can rest assured that your loved ones will know your wishes,
even if you didn’t tell them before.

I was given the opportunity to review LifeTime Vault.  I had never heard of it but I think it’s the best thing that I have heard of in a long time.  You can store all your passwords for all your accounts.  You can store username/passwords for your email, Facebook, Flickr or other online accounts. You can also store copies of your will, life insurance policy, prepaid funeral arrangements or other important files.

Sure you can write down all those things but what happens if someone gets a hold of it that shouldn’t?  How will your loved ones know exactly where to look for this information?  Take for instance my mom.  She is 92 and still lives in her own home by herself.  We are trying to talk her into putting everything into a living trust.  We finally were able to get the ball rolling.  The lawyer now needs her deed.  She has lived in this house for 30 years.  My sister has been trying to find it but to no avail.  That’s exactly what I am talking about.   If we can’t find something as simple as that, how is anyone supposed to find your private online information?

I feel confident that no one has access to that information.  Even if someone gets a hold of that special key that you printed out, they will not have access to any information until the time comes that something has happened.  You specify when you want them to know the information.  In other words  for each file, you tell them when you want to share it with your loved ones by marking the sections you’d like to put it into:

• Health care
• Funeral
• Probate

When you first sign up, you create an account.  The next step is you print out your vault key to give to your spouse, your children, or whoever you want to have it.  You can print more than one but they have to store it in a safe place.  That will be the only way they can access it if something happens to you.

Your loved ones will be able to access each section at specific times.

Health Care:

If you become incapacitated.  This might include copies of your living will, health care power of attorney and financial information.

Funeral:

This may include any prepaid funeral arrangements, where you’d like to be buried, what you’d like your headstone to say, or other disposition of your body, such as cremation.

Probate:

This may include copies of your will, your life insurance policy and/or your retirement account.

With Lifetime Vault, you can rest assured that your loved ones will know your wishes, even if you didn’t tell them before.

How much does it cost?

• $4.99/mo
  (billed annually at $59.88)
• $299/one-time

Do I think this is a good idea?  You bet!  Would I recommend this to a friend?  Yes I would.

My rating for LifeTime Vault is 5/5 ⭐⭐⭐⭐⭐.

Lindsay at LifeTime Vault has offered a one year subscription to one of my lucky readers.  All you have to do is enter on the Rafflecopter below.  The winner will be chosen by Random.org.  Good Luck!

a Rafflecopter giveaway

About Mary Walker

Wife, mom, grandmother, daughter, professional writer and blogger loving and living life to the fullest. Love to travel and share life's not so perfect moments with my readers.